Legal Disclaimer – AsianRobinHood.com

Last Updated: June 26, 2025
Effective Date: June 26, 2025

1. Regulatory Status and Service Definition

AsianRobinHood.com operates exclusively as an unregulated financial education platform serving UK residents. We are not authorised or regulated by the Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA), or any other UK financial regulatory body.

All content is for general informational purposes only and does not constitute:

• Personalised financial or investment advice

• Tax or legal guidance

• Brokerage or trading services

• Recommendations of specific financial products

2. Content Boundaries and Limitations

All materials on this platform — including articles, calculators, examples, and tools — are:

• Educational in nature

• Based on public information and historical/hypothetical illustrations

• Provided without warranty as to completeness, accuracy, or suitability

This content should never be interpreted as personalised advice or an endorsement of any specific security, strategy, or provider.

3. Investment Risk Framework

Investing involves substantial risk of capital loss, including the potential loss of your entire investment. Financial markets may be affected by:

• Price volatility and rapid value fluctuations

• Liquidity constraints

• Dividend suspensions

• Currency and geopolitical exposures

Past performance is not a reliable indicator of future results. All projections are purely hypothetical illustrations.

4. Mandatory Risk Disclosures

As required by the FCA:

• 67% of retail investors lose money trading CFDs and commodity derivatives

• 76% incur losses through spread betting

• Cryptoassets are high-risk, unregulated investments and are not protected under UK financial compensation schemes

These statistics are drawn from official FCA risk warnings. Visit www.fca.org.uk for more information.

5. Tax and Regulatory Considerations

• ISA and JISA tax advantages depend on personal circumstances and may change.

• Annual limits for the 2025/26 tax year: £20,000 (ISA), £9,000 (JISA).

• Verify all platforms via the FCA Register before opening accounts.

• Non-UK users are solely responsible for understanding and complying with their local tax and regulatory rules.

6. Third-Party References and Transparency

Any mention of third-party companies, products, or services is for illustrative and educational purposes only.

• We maintain strict editorial independence.

• No reference constitutes an endorsement or recommendation.

• Any affiliate or referral relationships are fully disclosed in our [Transparency Policy].

7. User Responsibilities and Acknowledgments

By using this platform, you confirm that:

• You bear full responsibility for your financial decisions.

• No client-advisor relationship exists between you and AsianRobinHood.com.

• You will verify financial information using FCA-authorised sources.

• You will complete the FCA’s Investor Profile self-assessment, where appropriate.

• You will consult with FCA-authorised advisers before acting on any information.

8. Jurisdictional Scope

This platform is designed for UK residents familiar with:

• The UK financial regulatory environment

• ISA/JISA rules

• UK tax legislation

Non-UK users access the platform at their own risk and are responsible for legal compliance in their jurisdiction.

9. Professional Consultation Requirement

Before making any financial decision, users should:

• Verify advisers via the FCA Register

• Review all relevant Key Investor Information Documents (KIIDs) and prospectuses

• Obtain suitability assessments from qualified, regulated professionals

10. Liability Exclusion and Limitations

To the fullest extent permitted under UK law, we exclude all liability for:

• Financial losses resulting from reliance on our content

• Errors or omissions in educational materials

• Inaccuracies in tools or calculators

• Damages caused by external links or third-party services

Nothing in this disclaimer excludes or limits liability for fraud, death, personal injury caused by negligence, or any other liability that cannot be excluded under UK law, including your rights under the Consumer Rights Act 2015.